Property Sum-Insured Adequacy

Set the right sum insured on reinstatement value

Property Sum-Insured Adequacy
Set the right sum insured on reinstatement value
ℹ️ About this tool

Guides setting property sum insured on reinstatement (new-for-old) value rather than book/market value, and warns of the average-clause risk of underinsurance. Use it before renewing property cover. For the shortfall maths, use the Underinsurance Calculator.

📄 Free guide — what this is, how to use it & cautions

Fill in each detail below as completely and accurately as you can — the more you provide, the more precise and ready-to-use your output will be. * marks required fields.

The building, plant, stock and contents to be insured.
The current sum insured and whether it is on book value, market value or reinstatement.

Delivery & Payment Details

Used for your receipt. Your result appears on-screen and is downloadable as Word & PDF.

Order Summary

Property Sum-Insured Adequacy₹83.90
GST 18%₹15.10
Total₹99.00

🔒 Secured by Razorpay · All outputs are AI-generated guidance — verify with qualified professionals for binding decisions.