Working-Capital Limit Calculator

Estimate the cash-credit / OD limit your business can get

Working-Capital Limit Calculator
Estimate the cash-credit / OD limit your business can get
ℹ️ About this tool

Estimates the cash-credit / OD limit your business can get using common bank methods (Turnover/Nayak 20% and operating-cycle/MPBF). Use it to size a working-capital ask. To improve the underlying cycle, use the Working-Capital Optimiser.

📄 Free guide — what this is, how to use it & cautions

Fill in each detail below as completely and accurately as you can — the more you provide, the more precise and ready-to-use your output will be. * marks required fields.

Annual sales, and your debtor/inventory/creditor days (or amounts) — these drive both assessment methods.

Delivery & Payment Details

Used for your receipt. Your result appears on-screen and is downloadable as Word & PDF.

Order Summary

Working-Capital Limit Calculator₹83.90
GST 18%₹15.10
Total₹99.00

🔒 Secured by Razorpay · All outputs are AI-generated guidance — verify with qualified professionals for binding decisions.