Claims-History Loss-Ratio Analyzer

See how your claims ratio will affect renewal pricing

Claims-History Loss-Ratio Analyzer
See how your claims ratio will affect renewal pricing
ℹ️ About this tool

Computes your loss ratios year by year and projects the renewal-premium impact (loading/discount direction), with actions to improve the ratio. Use it to anticipate a renewal. For a fair-premium benchmark, use the Group Health Premium Benchmarker.

📄 Free guide — what this is, how to use it & cautions

Fill in each detail below as completely and accurately as you can — the more you provide, the more precise and ready-to-use your output will be. * marks required fields.

Premium and claims for each of the last few years — the basis for the loss-ratio trend and renewal impact.

Delivery & Payment Details

Used for your receipt. Your result appears on-screen and is downloadable as Word & PDF.

Order Summary

Claims-History Loss-Ratio Analyzer₹83.90
GST 18%₹15.10
Total₹99.00

🔒 Secured by Razorpay · All outputs are AI-generated guidance — verify with qualified professionals for binding decisions.