Lend digitally within RBI guidelines
Explains the RBI Digital Lending Guidelines for a lender or fintech — direct disbursal and repayment via the regulated entity, LSP arrangements, the Key Fact Statement, no automatic credit-limit increases, cooling-off, data and privacy rules, and the required APR/KFS/grievance disclosures — with a dos-and-donts list. Use this to lend digitally within the rules. For structuring the lender-fintech split use the Fintech Partnership Agreement.
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